Achieving financial freedom so that you can retire and live life on your own terms is the goal of every working person. To do so, thousands of people turn to investment advisors for advice and guidance. The problem is that many advisors work for a particular bank or financial advisor firm, and they are obligated to sell only investments and services that are unique to their financial institution. That is why it is so important to have Senior Investment Advisor, Francis Gingras Roy, on your side. Francis has made the Wealth Professional Canada’s Top 50 Advisor list in both 2020 and 2021, and was named a 5-Star Advisor in 2021. He was also named one of Quebec’s Top Wealth Advisors 2022 by the Globe and Mail, in partnership with SHOOK Research. As Francis’s current clients can attest to, he is a wealth of knowledge and offers unbiased guidance. In this book, you’ll read about Francis’s humble beginnings while growing up, you can get to know him. You will also learn how, as a Wealth Management Advisor with more than fifteen years of experience, his tireless work ethic and quenchless thirst for financial knowledge has made him a sought-after investor by both potential clients and individuals wanting to join his team. You will then delve into topics that are rarely covered by financial investment books, such as: Common risks to retirement investing and financial freedom that many people overlook Understanding ESG— Environmental , Social , and Governance practices and investing which is fast becoming a critical factor in the investment world Investment Bias, and how it affects all investors A brief history and an understanding of cryptocurrency The importance of having a written financial plan The power of compounding interest An overview of traditional investment vehicles and Francis’s recommendations And much more! The financial topics covered are illustrated with charts to give readers a real-world picture. There are also lined pages at the end of the financial chapters where readers can write out their thoughts on what they have learned, and what their future financial steps might be. After reading this book, you will have greater insights and understanding of financial topics that are all too often underreported, while getting to know the “man behind the words.” You can consider this to be an investment in yourself and in your financial future!