(Luke 14: 28 NKJV) For which of you intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it. In order to build a strong stable foundational life of wealth, one must sit down and consider his earnings. How much money is coming in? And Where is your money going? Do you struggle to believe that you can own a building, a home, or a business? It is a matter of understanding how to establish a monthly budget and track your earnings, pay bills on time to avoid late fees, pay loans off early, and help you plan to reach that impossible goal to have financial stability. My simple Monthly budget tracker will help you to see clearly how much money you have coming in, how much money you have after paying bills. You will see how to apply your money to eliminate debt, It will help you to structure your spending habits, and you will see how to plan a life of financial stability. Teretha Flowers was born in Bradenton Florida in 1970, Teretha loved God since she was a little child. She is full of compassion and zeal to see the body of Christ operate as a strong functioning church. The Lord taught Teretha how to keep track of paying her bills on time by following a simple format and to have a stable budget to be debt-free. Our lives revolve around money; therefore this should be the area of our lives that should be well managed. She is passionate about helping people take charge of their finances by making wise decisions. All the tools you need are here, and your dream of financial security is on the horizon.