The most ignored common sense in the financial universe is to impress upon the teenagers and young newly employed adults in your family how important it is to start sensible and safe savings as early as possible!Those teenagers will never buy this book but you can for them. An inter-generational focus on the nature of compound interest and the value of time will make all the difference in their entry to a real world.Few of us have ever had a parent or grandparent sit us down and explain the basics of the value of compounding. We all wish we did, yes? Yes! Here is the tool. Each chapter's concept is divided into 3 parts: Read this at 17, read this when you get that first adult job, and an explanation to you, the mentor, as to what is being conveyed and grasped. Do this for them. No one did it for you! Novelist, author, educator and retail investor for over 40 years, Dennis Goode has had it on his heart to give something that wasn't there a common sense, simple, UNDERSTANDABLE knowledge of the importance of compound interest and its influence over retirement performance, and the critical significance of starting early! Teaching teenagers in schools for almost 3 decades, he wants to see informed teens mentored by family adults to achieve an awareness that was 99% never shared with any of us growing up.