FULLY UPDATED for 2023 with the new tax laws! Would learning about using Other People's Money (OPM) to add 50% - 100% more income to your retirement be worthwhile? I haven't seen another book that teaches this. And it being TAX-FREE retirement income is even better. TAX-FREE Millionaire teaches TWO unique OPM strategies...which could DOUBLE your spendable retirement income! 1) The PRIVATE RESERVE is one OPM strategy where your assets can earn returns in TWO PLACES at once to maximize the growth of your savings. It does not involve a bank. Real estate BILLIONAIRES use a similar strategy. They use the collateral of one asset to borrow and invest in another asset-owning two growing assets at the same time-with the same initial dollars. You can choose whatever 2nd investment you'd like. NO questions are asked, NO credit checks, NO loan applications, and NO personal guarantees. 2) The CATAPULT strategy (my own code name for it) also uses OPM. Our banks will loan you $3 for every $1 you contribute to your plan. You financed your home to get to live in the house you desired and deserved-so why not finance your retirement to enjoy the future lifestyle you crave? Unlike real estate loans, you don't have any monthly principal and interest payments. In about 15 years, you pay off the bank from the growth inside your CATAPULT plan-with ZERO taxes due to the I.R.S. Then there will be plenty of cash left inside of the plan to provide decades of substantial tax-free distributions. At the center of both these strategies is what I call "TRIPLE ZERO(TM) plans" (with ZERO contribution/income limits, ZERO stock market risk, and ZERO income taxes), which by themselves can transform almost any retirement. You get all three ZEROs-especially ZERO income taxes.