Many aspire to have financial security and abundance with a life free from financial stress. Yet, the true challenge lies not only in accumulating wealth but also in sustaining it for the long term. "Principles and Everyday Practice of Personal Financial Planning" is a practical and accessible guide designed to help readers understand key financial concepts and integrate smart financial planning into their daily lives. Written in a simple and clear way and grounded in the Malaysian context, this book makes money management easy to grasp, empowering readers to make informed financial decisions with confidence.