Earlier when I was interested in stocks, I used to hear the following things: "I know someone who lost a lot of money in the stock market." "I heard that you can lose all your belongings if you put money in stocks." "I know somebody who gambled away his house, because he put all his money in the stock market." Because of those stories, I didn't even start investing money in the stock market. The reason was clear: I was afraid of losing my money. A few years later I know: The fear was unfounded. Don't have the same fear and don't let acquaintances unsettle you. I wish I had started dealing with stocks much earlier, then I would have started saving much earlier. Let me tell you something: Investing money in stocks is not as risky as you always hear. There are many ways to make money in stocks. With day trading, futures and options trading, to name a few. These are ways that are complicated and where you have to watch the stock and the prices every day. But this book is about something else. In short, about ETFs and the dividend strategy. What are the advantages of ETFs and dividends ? Your money is widely spread and the risk of losing money is reduced You do not have to follow the courses every day and can sleep peacefully You can build up a passive income in the long term without much work You do not need a bank advisor once you have familiarized yourself with the subject You can set up a savings plan with just 25 euros and collect the first dividends This book offers you a step-by-step guide on how to use ETFs and dividends to build up long-term assets and live on passive income. You will also get an insight into my portfolio and can copy it 1 to 1 if you like. Let me guide you on your way to financial independence.