This Life By Design Smart Monthly Budget Planner puts emphasis on documenting your income and concentrates on how to improve your financial weaknesses each month. The booklet helps your track your expenses and helps you maximise your savings for investments and other ventures. The budget planner is undated so you can begin from any month of your choice, and has upto 36 months giving you a 3 year smart finance head start. What you''ll get from the Smart Monthly Budget Planner: * Set goals for the whole year. * Set goals for each month individually. * Track and maximize your savings account. * Personal notes for each month on how to improve your income. * Help you improve last months unattained goals. The booklet is very portable, simple with dotted lines designed for beauty while capitalizing on improving your budgeting and saving skills. Comes in a variety of colours to suit your personal preferences.