Facing foreclosure? Put together a plan. Take action. If your home is in foreclosure, you don't have time to waste. You need to know your options and The Foreclosure Survival Guide can help. You'll learn how to: determine whether you should try to keep your house find loss mitigation programs that could help you save your home apply for mortgage relief from your lender avoid foreclosure rescue scams bring your loan current in Chapter 13 bankruptcy, and if you can’t stay in your home, avoid unnecessary costs by filing for Chapter 7 bankruptcy. This edition offers valuable and practical guidance, including an explanation of the 120-day foreclosure waiting period before the process starts and how other federal laws can protect your home from foreclosure. You’ll also find information on foreclosure procedures, potential tax consequences, and more. In addition, this updated edition includes information on property tax foreclosures and how to deal with “zombie” second mortgages.