Empower kids ages 12-13 to learn about money and financial concepts with relatable lessons about earning, using a budget, using a bank, and more. Financial concepts and life skills topics in this workbook include: going shopping earning money paying bills using a budget using a bank using a credit card using money in different countries Kids learn important life skills about how money works in everyday situations such as working at a job, paying for utilities, and using mileage rewards. Knowing what choices and decisions there are to make in real-world situations, and how to use the math concepts and skills they are learning in school in those situations, gives kids a boost in confidence and a head start in life! Seven engaging units feature: Realistic fiction stories with illustrations depicting real-world situations Vocabulary words and definitions about the topic and financial concept Concept activities that ask kids to give their opinions and share their thinking Math word problems about the financial literacy topic Hands-on activities that use play money About Evan-Moor Igniting young minds to help every child learn and succeed Evan-Moor creates engaging and meaningful learning resources for children in grades PreK-8. Trusted by parents and teachers for over 45 years, Evan-Moor's award-winning resources are thoughtfully developed to nurture children's hearts and minds to help them reach their full potential.