Creativity Over Capital: How Professional Real Estate Investors Create Financial Success Using Other People's Money. Finding financing can be one of the most difficult aspects of closing a deal. Creativity Over Capital combines solid investment advice with out of the box thinking to provide answers for real estate investors. Using other people's money or with zero down this book offers techniques that can make any deal possible. Often traditional financing gets convoluted. Your mortgage broker or a bank or a lender might discourage creative financing, exclaiming: "What are you talking about? That's never going to work." Though that is what you might hear most of the time, through the experience of mentors who have been there you will learn, it does work. Following the steps explained in this book, you can get started in just the way it suits you. Not knowing the specifics on how to structure a creative deal, most professionals will automatically discourage anything different from their norm. But not anymore. With this guidebook at the helm, you can create the real estate business of your dreams. Nico Sanchez shares some of the secrets when it comes to using credit to finance a deal that most gurus won't tell you. Over the past decade, he has learned through trial and error how to create a real estate portfolio that can propel you into a freedom lifestyle