Be on your guard. Swift talkers, spruikers, Bitcoin clones and work-at-home 'opportunities' wait to rob you of some of your potential to create wealth. Proving that it's easy to make poor financial choices when emotion rules us, Jennifer Lancaster speaks from experience. Read Creative Ways with Money if you're tired of the swindles and instead want to learn some cool and creative ways to: • save on your everyday bills and spending • invest in shares, from as little as $5 • start a business or sideline to earn money Because our mind often holds us back from strategic investing, we take our fears out of the dark cupboard. Through stories and exercises, you'll learn how to overcome negative thoughts to design your financial life the way you want it to be.