You worked hard to earn your NIL opportunities. Now it's time to learn how to manage them like a business. Business Literacy For NIL is a straightforward, real-talk guide to helping student-athletes understand how business actually works in the NIL era. Whether you just signed your first deal or are building multiple income streams, this book breaks down the fundamentals every athlete needs to know, from contracts and branding to managing income, expenses, and long-term decision making. Written by former Division I football captain turned wealth advisor Pat Brown, MBA, this book was built specifically for NIL athletes. It helps you avoid common mistakes, think like an owner instead of just an endorser, and make smarter decisions that continue to benefit you long after your playing career ends. If you want to build wealth and opportunity beyond the season, this is your playbook for turning NIL income into something that lasts.