For 25 years, Bounce Back From Bankruptcy has remained the most popular book for rebuilding your finances and building a positive net worth–whether you struggled with your decision to declare bankruptcy, have sworn off credit, or are back in debt again. Embrace this opportunity to build a foundation of financial security and use credit in ways that serve you and not your creditors. From this day forward, you can navigate the financial course of your life to create financial freedom and avoid the spiraling trap of debt. In this fully revised and updated 5th Edition, you will discover the immediate steps to: raise your credit score instantly and create a specific, workable plan to pay off any remaining debtset and meet your financial (and life) goals faster with credit-savvy moves, and avoid incurring debt or being strapped for cashget credit after bankruptcy the right way – including strategies for selecting the best credit card, car loan or home mortgage – while also avoiding identity theftresolve current financial hardships with legal, ethical and proven debt-busting strategiesput your money to work for you, allowing you to thrive with or without credit, building a stable foundation and creating financial breathing room.The fast track, focused on getting new credit as quickly as possible after bankruptcy, isn’t sustainable. As I often say, “you can’t eat your credit score”. Instead, follow the path outlined in this book to permanently break the patterns that led to your bankruptcy. These strategies have worked for me and countless others who have declared bankruptcy and are determined to create financial security and solvency. Let them work for you.