This is a narrative guide that takes current and prospective homeowners/investors by the hand, helping them understand the sometimes complex concept of association dwellings. This easy-to-understand guide will introduce concepts that may be foreign and perhaps a little intimidating and will plant a seed of understanding. That seed will be nurtured, allowing it to take root and mature. Upon maturation of the seed, the homeowner/investor will come away with clarity and understanding that he or she can easily relate to.