This legal brief examines the insuring clause of personal accident policies, specifically the term 'accidental means.' The author provides an overview of the history and interpretation of this clause, and analyzes court cases that have involved disputes over its meaning. Anyone who works in insurance or has a personal interest in insurance policies will find this brief to be informative and thought-provoking. This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.